Assets Under Management (AUM)
Investment management is more than just portfolio design. It’s about aligning your investments with your overall financial plan, keeping costs low, minimizing taxes, and helping you stay disciplined through market cycles. At Huebner Financial Planning, investment management is offered as part of a comprehensive relationship. In addition to ongoing financial planning, we provide discretionary investment management tailored to your goals, risk tolerance, and time horizon.
Huebner Financial Planning offers investment management services through CGN Advisors, LLC. These professionally-managed portfolios are globally-diversified, low-cost portfolio solutions. Our expert investment professionals will manage a portfolio selected for your unique financial situation, and help you maintain discipline to reach your investment goals.
CGN Portfolios Philosophy
Relationships Matter. You'll work closely with David, your Financial Planner, who will be your primary point of contact as the Portfolios Team works behind the scenes. Together, we will help you:
- Create an investment plan. First, we determine the proper mix of stocks and bonds based on your financial planning goals.
- Stick to the investment plan. We help you maintain discipline for the long-term.
- Adjust the investment plan. We monitor the portfolio on an ongoing basis and review the strategy with you at least annually. Portfolios are rebalanced on an as-needed basis to maintain your long-term plan.
Pricing
Assets Under Management (AUM) Fee: Competitive, transparent percentage of assets under management.
Quarterly Planning Fee: Average of $1,500 per quarter ($6,000 annually) for ongoing financial planning, in addition to the AUM fee.
This structure reflects our belief that investment management and financial planning work best when delivered together. The AUM fee covers portfolio management, while the quarterly planning fee ensures we address the bigger picture: retirement, taxes, estate planning, insurance, and more.
AUM is priced on a tiered fee schedule expressed as an annual percentage fee deducted on a periodic basis. Accounts are aggregated by household to reach each tier.
Assets Under Management | Annualized Asset-Based Fee |
|---|---|
$0 - $1,000,000 | 0.75% |
$1,000,001 - Above | 0.50% |
Held-Away Assets
Huebner Financial Planning is also able to provide investment recommendations regarding held-away assets, meaning assets not under management. These assets would likely be held in a self-directed investment account or workplace retirement plan. Pricing for this service would be expressed as a financial planning fee instead of a percentage based fee. Please visit the financial planning page for more information.