Your investment strategy should support your financial plan, not operate separately.
We provide discretionary investment management designed to align your portfolio with your long-term goals, risk tolerance, and overall financial strategy. Investment management is delivered as part of a coordinated planning relationship, helping ensure your investments support retirement, tax strategy, and other major financial decisions.
You work directly with David as your primary advisor and financial planner throughout the relationship.
Investment Management Approach
Investment management and portfolio implementation are supported by CGN Advisors, LLC, a fee-only SEC-registered investment advisory firm that provides portfolio management, trading, and operational infrastructure.
This structure allows you to receive coordinated financial planning, professional portfolio management, and institutional-level investment resources within a single advisory relationship. David remains your primary point of contact while the portfolio team supports implementation and ongoing management behind the scenes.
Together, we help you:
- Build an investment strategy aligned with your financial plan.
- Maintain discipline through market cycles.
- Monitor and adjust your portfolio as your goals evolve.
- Keep costs low and tax efficiency in focus.
Pricing
Investment management and financial planning work together to provide coordinated advice, with transparent fees for each service.
Assets Under Management (AUM): Percentage of assets managed.
Ongoing Planning Fee: Average of $1,500 per quarter ($6,000 annually)
The ongoing planning fee is separate from the asset-based investment management fee.
Asset-Based Fee Schedule
AUM is priced on a tiered fee schedule expressed as an annual percentage fee deducted on a periodic basis. Accounts are aggregated by household to reach each tier.
Assets Under Management | Annualized Asset-Based Fee |
|---|---|
$0 - $1,000,000 | 0.75% |
$1,000,001 - Above | 0.50% |
Held-Away Assets
Huebner Financial Planning is also able to provide investment recommendations regarding held-away assets, meaning assets not under management. These assets would likely be held in a self-directed investment account or workplace retirement plan. Pricing for this service would be expressed as a financial planning fee instead of a percentage based fee. Please visit the financial planning page for more information.